Broker Check

A Unique Investment Program

Investment choices include:

  • Morningstar Inc. assists in selecting, deselecting and monitoring investment options, which presently provides for an investment lineup of 23 no-load mutual funds

Index Oriented Line-Up

  • LifeSpan® asset allocations models by Ibbotson offer 21 models that span asset and style categories
  • The Lincoln Stable Value provides full liquidity with interest guarantees
  • Participants may choose to invest in specific funds or models

Lincoln Financial investment platform and recordkeeping costs*

  • Fully disclosed mutual fund fees
  • No cost for fund transfers
  • No surrender charges to the plan sponsor or participants
  • $15 per participant charge
  • 1.10% asset charge
  • No additional trust or custodian fees
  • No minimum number of participants
  • No minimum contribution level
  • Ability to “buy-out” surrender charges for accounts moving to the HEROPLUS℠ Program (based on plan assets)

* All HEROPLUS℠ Program costs are fixed. Mutual fund expense varies based on fund selection and allocation.

Quality service and convenient access

  • HEROPLUS℠ is a seamless program including customized plan document, investment lineup, program support, recordkeeping and plan administration
  • Toll-free customer service number
  • Online access to defined contribution accounts
  • Personal web-based fund performance reporting
  • Tax reporting and fund disbursements to participants or plan sponsors
  • Online “cloud” storage for plan documents, that are accessible to plan sponsors