A Unique Investment Program
Investment choices include:
- Morningstar Inc. assists in selecting, deselecting and monitoring investment options, which presently provides for an investment lineup of 23 no-load mutual funds
- LifeSpan® asset allocations models by Ibbotson offer 21 models that span asset and style categories
- The Lincoln Stable Value provides full liquidity with interest guarantees
- Participants may choose to invest in specific funds or models
Lincoln Financial investment platform and recordkeeping costs*
- Fully disclosed mutual fund fees
- No cost for fund transfers
- No surrender charges to the plan sponsor or participants
- $15 per participant charge
- 1.10% asset charge
- No additional trust or custodian fees
- No minimum number of participants
- No minimum contribution level
- Ability to “buy-out” surrender charges for accounts moving to the HEROPLUS℠ Program (based on plan assets)
* All HEROPLUS℠ Program costs are fixed. Mutual fund expense varies based on fund selection and allocation.
Quality service and convenient access
- HEROPLUS℠ is a seamless program including customized plan document, investment lineup, program support, recordkeeping and plan administration
- Toll-free customer service number
- Online access to defined contribution accounts
- Personal web-based fund performance reporting
- Tax reporting and fund disbursements to participants or plan sponsors
- Online “cloud” storage for plan documents, that are accessible to plan sponsors