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What is the LOSAP HEROPLUS Program?

The HEROPLUS Program is a Length of Service Award Plan (LOSAP) designed specifically for emergency services volunteers, including volunteer firefighters and volunteer EMS workers.

The unique structure of the HEROPLUS Program provides a broad choice of investments and third party administration in one simple plan.

Emergency services volunteers are the lifeblood of the communities they serve. Now, you have a way to attract and reward these dedicated volunteers with the HEROPLUS Program.

The HEROPLUS Program is offered in 49 states except NJ.

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Defined Benefit vs. Defined Contribution —

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